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Consumer Protections

Debt Collection Reform Passes out of the General Assembly

May 21, 2019

On a vote of 55-0-0, the Consumer Fairness Act of 2019 (HB88) passed out of the Senate today with unanimous and bipartisan support. This legislation brings long-overdue...

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Legislative Update

2019 Legislative Update

May 1, 2019

By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance IABG advocates for policies that address the growing racial wealth divide, expand savings opportunities,...

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Consumer Protections

Consumer Fairness Act of 2019 Legislative Resources

Illinois’ debt collection laws are crushing families with debt that can accrue for up to 26 years with a 9% interest rate. The Consumer Fairness Act of 2019 (HB88) will...

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Car Title Lending

Legislation Capping Title Loan Interest Rates Passes out of Committee

March 25, 2019

This year, we are continuing our campaign to pass the Fair Lending Act (HB2468), which caps interest rates on car title loans at 36%. This legislation was introduced in the...

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Children's Savings Accounts

2019 Children’s Savings Accounts – Legislative Resources

March 18, 2019

All children should have the opportunity to thrive. A Universal Children’s Savings Account (CSA) program provides both the hope and the means to expand educational and...

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Consumer Protections

Is New Really New? Financial Technology & Its Impact on Low-Income Families

January 31, 2019

Financial technology, or fintech, is changing the way that financial services are delivered. More people are turning to apps and online platforms to access banking services,...

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Racial Equity

Racial Disparities Exist Across All Measures of Financial Security in Illinois

January 29, 2019

By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance Prosperity Now’s annual Scorecard provides an overview of American households’ financial health. The...

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Car Title Lending

2019 Title Loan Legislative Resources

January 28, 2019

Title loans prey on Illinoisans with crippling interest rates as high as 360%. In 2017, more than 61,000 Illinoisans were stuck in title loans. These loans trap consumers in...

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Access to Banking

Part 2: Increasing Financial Inclusion for People with Disabilities

December 20, 2018

By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance Nationwide, the poverty rate for adults with disabilities is more than twice as high as those without...

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