Alternative Small Dollar Loans Content
Predatory Lending
Resource Guide: Affordable Alternatives to Predatory Loans
Predatory loans can set-off a debt spiral and can lead to overdraft fees, loss of a bank account, bankruptcy, and even poor health. Check out this resource guide with ways to...
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Alternative Small Dollar Loans
Cynthia’s Story: Medical Bills & Title Loan Create a Debt Trap
Dangerous and abusive payday lenders, consumer installment lenders, and auto title lenders continue to strip wealth from Illinois communities. According to the Illinois...
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Alternative Small Dollar Loans
Alternative Small Dollar Loan Calculator
The calculator provided here allows you to enter your own institution's data to calculate a profitability analysis for a mid-sized small dollar loan portfolio. Fill in the...
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Alternative Small Dollar Loans
Texas’ Scalable Small Dollar Loan Program
This is the first installment of a series of blogs on Innovations in Asset Building. The Problem Payday loans are rampant in Texas and payday lenders consider Texas a profit...
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Alternative Small Dollar Loans
Online Payday Lending Skirts State Regulations
Online payday lending has become a growing business and a growing concern. Online payday lending has more than doubled from $5.8 billion in 2006 to $13 billion in 2011. A...
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Alternative Small Dollar Loans
Webinar: Creating Safe, Profitable Small Dollar Loans
Individuals need access to safe small dollar loans to assist them during periods of financial crisis without causing even greater hardship. Our Alternative Small Dollar Loan...
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Access to Banking
What Happened to the Rainy Day Fund?
Hypothetical Situation: You’re about to travel to Indiana. You go to start the car – nothing. The battery is dead and a jump start won’t do the trick. It...
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Consumer Protections
Local Strategies to Stop Predatory Lending
Predatory lending practices strip wealth from financially vulnerable families and communities. This panel from our 2012 Conference discusses the impact of predatory lending...
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Alternative Small Dollar Loans
City Of Chicago Announces Partnership with CFPB and Predatory Lending Reforms
Earlier this week City of Chicago Mayor Rahm Emmanuel announced two new initiatives aimed at protecting city residents from dangerous financial products and practices. The...
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