All Content

New Utility Assistance Program Rolls Out

November 10, 2011

November 10, 2011 Lucy Mullany For decades, advocates and community based organizations urged adoption of a percentage of income payment plan (PIPP) as the solution to the...

Read more
Access to Banking

National Partners Announce New Bank on Website

November 3, 2011

CFED, the U.S. Department of the Treasury,  the San Francisco Office of Financial Empowerment, the National League of Cities and the New America Foundation,  launched a...

Read more
Access to Banking

If It Walks and Talks Like a Payday Loan…

November 1, 2011

Community Groups across the country, including the Illinois Asset Building Group (a project of Heartland Alliance), have been fighting the payday loan industry. We call them...

Read more
Children's Savings Accounts

The Impact of Asset Building on the Aspirations of Children and Parents

Research findings on asset-building programs, such as Individual Development Accounts (IDAs) for adults and Saving for Education, Entrepreneurship, and Downpayment (SEED)...

Read more
Financial Education

The Impact of Financial Education on Savings Behavior

Research from a variety of studies finds that combining financial education and savings account ownership have a positive impact, where each leads a person to seek more of...

Read more
Children's Savings Accounts

Investing in Children’s Future: The Potential Behind Illinois 529s

October 4, 2011

This presentation provides an overview of Illinois’ 529 College Savings Program – Bright Start. It includes proposals for modifying the Bright Start program in a...

Read more
Credit Building

Bridging the Gap: Credit Scores and Economic Opportunity In Illinois Communities of Color

This report analyzed credit score data from a major national credit bureau in large Illinois zip codes and found significant disparities in credit characteristics between...

Read more
Alternative Small Dollar Loans

Alternative Small Dollar Loans in Illinois

Short term, small dollar loans are often a temporary necessity for many consumers trying to make ends meet. Unfortunately, the current market is primarily limited to payday...

Read more
Alternative Small Dollar Loans

Alternative Small Dollar Loans: Building the Business Case

May 15, 2011

Using case studies from existing product offerings, this paper highlights financial institutions’ innovation and experimentation with providing these products. These case...

Read more
1 ... 23 24