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Children's Savings Accounts
2019 Children’s Savings Accounts – Legislative Resources
All children should have the opportunity to thrive. A statewide Children’s Savings Account (CSA) program provides both the hope and the means to expand educational and...
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Consumer Protections
Is New Really New? Financial Technology & Its Impact on Low-Income Families
Financial technology, or fintech, is changing the way that financial services are delivered. More people are turning to apps and online platforms to access banking services,...
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Racial Equity
Racial Disparities Exist Across All Measures of Financial Security in Illinois
By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance Prosperity Now’s annual Scorecard provides an overview of American households’ financial...
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Car Title Lending
2019 Title Loan Legislative Resources
Title loans prey on Illinoisans with crippling interest rates as high as 360%. In 2017, more than 61,000 Illinoisans were stuck in title loans. These loans trap consumers in...
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Access to Banking
Part 2: Increasing Financial Inclusion for People with Disabilities
By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance Nationwide, the poverty rate for adults with disabilities is more than twice as high as those without...
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Access to Banking
Part 1: Barriers to Financial Inclusion for People with Disabilities
By Sarah Martin, Policy & Advocacy Intern for Heartland Alliance In Illinois 1 in 5 households is not engaged with the financial system. These families are either...
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Access to Banking
Memo: Financial Inclusion for People with Disabilities
Download our memo to the Financial Advisory Council for the Empowerment of People with Disabilities (FACED) that describes the unique barriers faced by people with...
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Retirement Security
Webinar: Secure Choice, a New Retirement Savings Program in Illinois
Secure Choice, an automatic-enrollment program for private sector workers in Illinois, is launching this fall! Watch this webinar to learn about this new retirement savings...
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Retirement Security
Secure Choice Pilot Program Launches
We are facing a national retirement savings crisis. Increasingly, older adults do not have enough savings to meet their basic needs in retirement, and younger adults do not...
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