Resource Guide: Affordable Alternatives to Predatory Loans
Predatory loans can set-off a debt spiral and can lead to overdraft fees, loss of a bank account,...
Read moreHB4446, sponsored by Rep. Wheeler & Sen. McGuire, would increase educational opportunities for people with criminal records. The bill would “ban the box” in the admissions process for Illinois higher education institutions – so previous arrests or convictions could not be considered when you apply to college. The bill would, however, still allow a person’s criminal record to be considered after admission, for offering campus housing, participating in campus activities, or to offer career counseling.
We support HB4446 because education can be an important tool for a person trying to become financially stable when returning to the community. With about 42% of Illinois adults having a criminal record, removing this barrier would have a big impact, giving people a fair chance to rebuild their lives after being incarcerated.
About 66% of colleges ask about an applicant’s criminal record. Even asking this question presents a huge barrier. It has a chilling effect – discouraging individuals with criminal records from completing the application. 62.5% of people with criminal records pull themselves out of the admissions process when they see a question about criminal records on the application.
Check out the fact sheet to learn more.
Predatory loans can set-off a debt spiral and can lead to overdraft fees, loss of a bank account,...
Read moreFinancial technology, or fintech, is changing the way that financial services are delivered. More...
Read moreDownload our memo to the Financial Advisory Council for the Empowerment of People with Disabilities...
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