Fact Sheets
Consumer Protections
Fact Sheet: Illinois needs a Strong CFPB
The Consumer Financial Protection Bureau (CFPB) reins in predatory practices in mortgage lending, student loans, credit cards, debt collection, payday and title lending and...
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Children's Savings Accounts
Children’s Savings Accounts – Legislative Resources
All children should have the opportunity to thrive. A Universal Children’s Savings Account (CSA) program provides both the hope and the means to expand educational and...
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Consumer Protections
Wage Assignments: Know your Rights
Wage assignments are a way that some lenders, particularly payday lenders, take a portion of a borrower’s wages to collect on a loan in default. As of January 1, 2017,...
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Asset Building Tools
ABLE Program Fact Sheet
Millions of individuals with disabilities rely on public benefits for health care, food, housing, and income. Previously, a means or asset test on Social Security Income...
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Retirement Security
Illinois Secure Choice Savings Program Fact Sheet
The Illinois Secure Choice Savings Program i will be available to Illinois workers as early as the fall of 2017. It is one way to help private sector workers save their own...
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College Access
Ban the Box in Higher Education Fact Sheet
HB4446, sponsored by Rep. Wheeler & Sen. McGuire, would increase educational opportunities for people with criminal records. The bill would “ban the box” in...
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Racial Equity
Prison Debt Reform Fact Sheet
Illinois law allows the State to sue formerly incarcerated individuals – forcing people to pay for their own incarceration. SB2465 will end unfair lawsuits by...
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Consumer Protections
Wage Assignment Fact Sheet & FAQ
The Wage Assignment & Consumer Protections Bill (SB2804 / HB5776) addresses a debt collection practice called wage assignments. Wage assignments are a way that...
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Consumer Protections
Wage & Asset Protection Fact Sheets
Despite the recent economic recovery, most Illinois families feel financially vulnerable and stressed. Too many Illinois families are struggling with debt and are financially...
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