Policy Briefs & Reports

Consumer Protections

Prepaid Card Recommendations Letter

July 14, 2015

More and more people are using prepaid cards, yet it is a highly unregulated industry. According to the Pew Charitable Trusts’ 2014 report Why Americans Use Prepaid Cards,...

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Asset Poverty

Family Assets Count: Chicago

June 29, 2015

In Chicago 20% of families live in poverty, but far more (49%) are financially vulnerable. These “liquid asset poor”families do not have enough savings to live above the...

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Children's Savings Accounts

Policy Recommendations: Universal Children’s Savings Accounts

January 29, 2015

A college degree is an important asset – helping people build wealth across their lifetime. A college graduate has median weekly earnings that are 64 percent higher than...

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Alternative Small Dollar Loans

Alternative Small Dollar Loan Calculator

June 18, 2014

The calculator provided here allows you to enter your own institution's data to calculate a profitability analysis for a mid-sized small dollar loan portfolio. Fill in the...

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Credit Building

Game of Credit

February 19, 2014

The Game of Credit: A High Stakes Game that Perpetuates the Racial Wealth Gap Credit building is a crucial part of wealth-building in today’s financial reality. Reaching...

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Access to Banking

Bank On Chicago Checking Account Recommendations

August 6, 2013

IABG convened Bank On Chicago community partners to discuss how to make Bank On Chicago approved checking accounts safer, more accessible, and low-cost. A list of 11...

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Alternative Small Dollar Loans

Alternative Small Dollar Loan Toolkit

November 8, 2012

The Alternative Small Dollar Loan Toolkit (ASDL) serves as a resource for banks and credit unions interested in offering a safe, profitable, small dollar loan (SDL) product....

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Retirement Security

Coming Up Short: The Scope of Retirement Insecurity Among Illinois Workers

September 11, 2012

This report identifies the principal sources of retirement income, examines the extent and types of workers facing retirement insecurity, and explores the necessary...

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Children's Savings Accounts

College Savings Account Research Demonstration Project

July 9, 2012

IABG’s public comments in response  to the Department of Education’s public notice on the Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR UP)...

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