Policy Briefs & Reports
Asset Poverty
Family Assets Count: Chicago
In Chicago 20% of families live in poverty, but far more (49%) are financially vulnerable. These “liquid asset poor”families do not have enough savings to live...
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Children's Savings Accounts
Policy Recommendations: Universal Children’s Savings Accounts
A college degree is an important asset – helping people build wealth across their lifetime. A college graduate has median weekly earnings that are 64 percent higher...
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Alternative Small Dollar Loans
Alternative Small Dollar Loan Calculator
The calculator provided here allows you to enter your own institution's data to calculate a profitability analysis for a mid-sized small dollar loan portfolio. Fill in the...
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Credit Building
Game of Credit
The Game of Credit: A High Stakes Game that Perpetuates the Racial Wealth Gap Credit building is a crucial part of wealth-building in today’s financial reality....
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Access to Banking
Bank On Chicago Checking Account Recommendations
IABG convened Bank On Chicago community partners to discuss how to make Bank On Chicago approved checking accounts safer, more accessible, and low-cost. A list of 11...
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Alternative Small Dollar Loans
Alternative Small Dollar Loan Toolkit
The Alternative Small Dollar Loan Toolkit (ASDL) serves as a resource for banks and credit unions interested in offering a safe, profitable, small dollar loan (SDL) product....
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Retirement Security
Coming Up Short: The Scope of Retirement Insecurity Among Illinois Workers
This report identifies the principal sources of retirement income, examines the extent and types of workers facing retirement insecurity, and explores the necessary...
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Children's Savings Accounts
College Savings Account Research Demonstration Project
IABG’s public comments in response to the Department of Education’s public notice on the Gaining Early Awareness and Readiness for Undergraduate Programs (GEAR...
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Racial Equity
Disparities in Assets and Ownership: Limitations to the American Dream in Communities of Color
The disparities in assets and ownership seen between communities of color and whites perpetuate a troubling problem in Illinois. Thousands of African Americans, Latinos,...
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