Policy Briefs & Reports
Children’s Savings Account Task Force Recommendations
The Illinois Children’s Savings Account Task Force was a diverse group of individuals from the government, nonprofit, and the financial services industry, that...
Read moreChildren’s Savings Accounts: A Review of Research on the Investment in the Future of Illinois’ Children & Families
Children’s savings accounts are innovative financial products opened at birth that support children and families in savings for their child’s future goals of...
Read moreBridging the Gap: Credit Scores and Economic Opportunity In Illinois Communities of Color
This report analyzed credit score data from a major national credit bureau in large Illinois zip codes and found significant disparities in credit characteristics between...
Read moreAlternative Small Dollar Loans in Illinois
Short term, small dollar loans are often a temporary necessity for many consumers trying to make ends meet. Unfortunately, the current market is primarily limited to payday...
Read moreAlternative Small Dollar Loans: Building the Business Case
Using case studies from existing product offerings, this paper highlights financial institutions’ innovation and experimentation with providing these products. These...
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